Home Insurance
Protect Your Biggest Investment
Whether you own a single-family home, a 2–4 family property, a condo, or a rental investment, we find the right policy across multiple carriers — so your property and your finances are protected.
What's Covered
We work with carriers who understand the New York market — from city co-ops and condos to multi-family investment properties across the state.
Every property type
We Cover More Than Just Single-Family Homes
Not every property fits a standard homeowners policy. We work with carriers who write coverage for the full range of residential property types in New York.
Single-Family Homes
Standard homeowners policies covering the structure, personal property, liability, and additional living expenses if you need to temporarily relocate.
2–4 Family Homes
Owner-occupied multi-family properties require specialized coverage. We find policies that protect the full building, your unit, and your tenants' liability exposure.
Dwelling Fire Policies
For tenant-occupied or non-owner-occupied properties. Dwelling fire policies cover the structure and landlord liability — the right fit for rental and investment properties.
Condos & Co-ops
Your building's master policy only goes so far. We fill the gaps with coverage for your unit's interior, personal property, and personal liability.
Landlords & investors
Own a Rental or Investment Property?
A standard homeowners policy won't cover a property you don't live in. Dwelling fire policies are designed specifically for landlords — they protect the structure, cover your liability as a property owner, and can include loss of rental income if the property becomes uninhabitable after a covered loss.
Whether you own one rental unit or a portfolio of 1–4 family properties across New York, we'll structure coverage that fits your investment.
Get a QuoteDwelling Fire (DP-1, DP-2, DP-3)
Named peril or open peril coverage for non-owner-occupied properties
Loss of Rental Income
Covers lost rent if your property is uninhabitable after a covered loss
Landlord Liability
Protects you if a tenant or visitor is injured on your property
1–4 Family Buildings
Specialized policies for small multi-family investment properties
Not sure what you need?
Call Daniel directly or submit a quote request and we'll figure it out together.