About DSM Brokerage

Independent. Experienced. On Your Side.

DSM Brokerage was founded on a simple belief: every client deserves honest guidance and coverage that actually fits their life — not just the easiest policy to sell.

Meet your broker

Daniel Malakov

Licensed Property & Casualty Broker

Daniel Malakov is a licensed New York Property & Casualty insurance broker with lots of experience helping individuals, families, and business owners navigate the insurance market. As an independent broker, Daniel works for his clients — not for any single carrier — which means he can shop multiple insurers to find the right coverage at the right price.

Whether you're insuring your first car, protecting your home, or securing your business, Daniel takes the time to understand your situation and explain your options clearly. No jargon, no pressure — just straightforward advice from someone who knows the New York market inside and out.

  • NY Property & Casualty License
  • Independent Broker — No Carrier Bias
  • Auto, Home & Commercial Coverage
  • Serving New York Clients

How we work

What Sets Us Apart

Independence

As an independent broker, we're not tied to any single insurance company. That means we shop the market on your behalf and recommend what's genuinely best for you.

Transparency

We explain your policy in plain language — what's covered, what's not, and why. No surprises when you need to file a claim.

Responsiveness

When you have a question or need to make a change, you reach a real person who knows your account. Not a call center. Not a chatbot.

Ready to find the right coverage?

Get in touch with Daniel directly or submit a quote request online.